How to Fix Bad Credit with a Spendthrift Spouse?
How to Fix Bad Credit with a Spendthrift Spouse? Are you seriously considering hiding money from your spouse so he or she can’t spend it or so you can fix your bad credit situation in secret? If so, this article is for you. Sometimes, the “let’s sit down and talk” method won’t work First and foremost, this is not a relationship advice. It focuses on the strategies that we can do to make sure that we won’t go to the “hide my money” thing which can lead to trust issues. Good communication is also an indispensable factor to a successful […]
What is a Default? How Do You Get Rid of It?
Understand the real meaning of default, its implications and what you can do to get out of it. If you fail to pay a debt at a time that you’re expected to repay it, you are considered to have defaulted on that particular debt. But, not all late payments can legally qualify as a default. Default defined Default is at least $150 overdue consumer debt that you failed to pay within 60 days and has been listed on your credit report by your credit company or utility providers. But, your credit provider cannot list it without sending you two separate […]
What You Should Do After Paying Off a Big Debt
Hell is over! You’ve just made your final payment on a huge debt you never thought you’d get out of. Now what? Well, it would be a smart decision to learn how to manage your finances properly, so you don’t become indebted ever again. You don’t need to read a “How to manage your finances properly” guide. Your mistakes were probably good enough teachers. However, just for the sake of it, let’s see what you should do after making the last monthly repayment on a debt. How to Manage Your Finances Properly Celebrate You’ve made it, so you deserve to […]
Top Tips to Avoid Future Debts
If you are here, you are probably wondering how to avoid future debts or how to eliminate debt all together. While the answers can be easy to understand, they can be hard to apply in real life if you are struggling with your daily finances. Read on to discover our guide on how to avoid future debts and keep it that way: Avoid Unnecessary Payment There are many people who end up with debts and taxes that are over their financial power. In order to understand those debts, you can start looking at their purchase history. The truth is that […]