Successful Business Owners Always Plan Ahead
May 10, 2019 by Guest Writer -
As a business owner, you need to wear a variety of hats, some of which can be unfamiliar. In order to succeed in your business it’s vital that you master all the skills. It’s important to work “on” your business, not just “in” your business. What this means is that regardless of how you are at producing the good or service you provide, you need to be a good manager at every level. If you want to be successful in your entrepreneurial efforts, you’ll probably need to put in long hours with few rewards. It’s a sad fact that […]
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Plan Ahead To Save Money During the Holidays
May 9, 2019 by Diane Challis -
In order to save money during the holidays you need to be looking ahead and planning for known budget saboteurs. While Christmas may be a magical time for many families, it can also lead to reduced bank accounts and large debts going into January. With an average spend by Australians per person last year of $1320 it’s probably a good idea to plan ahead to make sure you stay in control of your spending on gifts, travel and food. Steps to a Achieving a Budget Friendly Party Season Setting a Budget in Advance It probably seems obvious, but many people […]
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Less-Known Methods of Debt Consolidation
December 3, 2018 by scotty -
When we talk about debt consolidation, we immediately think of debt consolidation with bad credit loans or second chance loans, the most common tools used to this end. However, this is by no means the only method we can use to save money. We are free to consolidate debt in multiple ways. Some of them are more efficient, others not as much, but it never hurts to try. It all depends on the situation an indebted person is in at a particular moment. In the following, we’ll present you 3 methods of debt consolidation you might not have heard about. […]
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10 Things You Need to Know about Debt Consolidation Loans
November 26, 2018 by scotty -
According to official statistics, Australia has the highest personal debt levels in the world. To be more precise, the average person earns $80,000 net, while spending as much as $169,000 per year. The discrepancy between these numbers is unsettling, at the very least. That is why many choose to get a debt consolidation with bad credit or second chance loans in order to reduce the amount of debt owed. Still, is that actually the case? Or are there any hidden risks to applying for such a loan? We plan on presenting the things you need to know on the topic of debt […]
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Understanding Debt Agreements
November 12, 2018 by scotty -
If you are in debt but you don’t want to go through insolvency, it is advisable to study the provisions on debt agreement in the Bankruptcy Act. But, what is a debt agreement? Can it protect you from creditors? A debt agreement is a legally binding agreement between you and your creditors, with the following stipulations: Your creditor agrees to accept a specific amount payable within a fixed time period, usually within four years. It can also be a full debt settlement with an amount lesser than the actual debts. It signed and accepted by you and your creditor The […]
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Creative Hacks to Get Out of Debt Fast
May 14, 2018 by Guest Writer -
Coping with debt is, undeniably, stressful. Hence, coming up with an efficient way of minimising your debt is more than welcome. On that note, we would like to give you a couple of suggestions on the topic of debt reduction. These creative hacks could genuinely help! Create a Budget For starters, you have to be serious about your financial goals. Evidently, you should know how much you earn and how much you owe. Afterwards, you should determine the amount you can save. That means you should operate within a budget. The difference between how much you make and how […]
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How To Get Out Of Debt Now
March 26, 2018 by Agnes -
Debt is a huge crisis that society is facing right now. In fact, having debt is one thing that most people have in common. Truth be told, when you see yourself drowning in debt, you no longer know where to go, what to do, and where to start. If you think that you’re already in your debt too deep, getting out of it might be really hard but here are tips to get yourself out of debt. Recognize Knowing exactly how much you owe in utilities, the bank, or some people you may have borrowed money from is the first […]
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How to Fix Bad Credit with a Spendthrift Spouse?
January 23, 2018 by Agnes -
How to Fix Bad Credit with a Spendthrift Spouse? Are you seriously considering hiding money from your spouse so he or she can’t spend it or so you can fix your bad credit situation in secret? If so, this article is for you. Sometimes, the “let’s sit down and talk” method won’t work First and foremost, this is not a relationship advice. It focuses on the strategies that we can do to make sure that we won’t go to the “hide my money” thing which can lead to trust issues. Good communication is also an indispensable factor to a successful […]
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What is a Default? How Do You Get Rid of It?
December 19, 2017 by Agnes -
Understand the real meaning of default, its implications and what you can do to get out of it. If you fail to pay a debt at a time that you’re expected to repay it, you are considered to have defaulted on that particular debt. But, not all late payments can legally qualify as a default. Default defined Default is at least $150 overdue consumer debt that you failed to pay within 60 days and has been listed on your credit report by your credit company or utility providers. But, your credit provider cannot list it without sending you two separate […]
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What You Should Do After Paying Off a Big Debt
April 5, 2017 by scotty -
Hell is over! You’ve just made your final payment on a huge debt you never thought you’d get out of. Now what? Well, it would be a smart decision to learn how to manage your finances properly, so you don’t become indebted ever again. You don’t need to read a “How to manage your finances properly” guide. Your mistakes were probably good enough teachers. However, just for the sake of it, let’s see what you should do after making the last monthly repayment on a debt. How to Manage Your Finances Properly Celebrate You’ve made it, so you deserve to […]
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