Debt consolidation loan blog

When faced with financial difficulties it's easy to think there is no way out, but we've put together a range of articles all designed to help you understand debt consolidation loans and debt management. We'd love to hear from you in the form of comments if these articles have helped you.
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Avoiding Debt

Our ultimate guide to avoid credit card debt

Millions of people today have their own credit cards, with many companies now offering a range of credit cards with different features and benefits. However, many people don’t know the danger that comes with the unwise use of credit cards.

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Debt Talk

What Are The Long-Term Effects of Bankruptcy?

It’s no secret that the term bankruptcy comes with bad connotations – and for good reason. It is not a position any person or business wants to find themselves in. But what are the long-term effects of bankruptcy? Here’s everything you need to know and how to avoid it altogether.

Save money by combining multiple debts onto one consolidation loan
Benefits of Debt Consolidation

Can You Save Money by Consolidating Multiple Debts Into One Payment?

There are many different reasons it could be beneficial to look at consolidating your debts. Whether you just want to simplify the repayment process, or are looking to save money by consolidating your debts. It is definitely something to look into if you have a number of outstanding debts with a number of different credit providers. Here is everything you need to consider when it comes to consolidating your debts and ensuring it benefits you in the long run.

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Credit Score

Does Debt Consolidation Affect Your Credit Score?

Debt consolidation loans make it easier to manage your debts, gathering them all into one. One interest rate + One repayment plan = Less stress. But does debt consolidation affect your credit score?

cost effective debt consolidation
Debt Consolidation

5 Tips When Looking for Cost-Effective Consolidation Loans

If you have a good credit score, your monthly debt minimum payments are low and you meet the documentary requirements you can get consolidation loans easily. But, that’s the ideal scenario-many borrowers who have the capacity to pay have bad credit score, while others have no credit history at all.

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Avoiding Debt

How To Avoid A Christmas Debt Hangover

Christmas time is one of the best moments you’ll have in a year. However, most people end up failing to plan well for Christmas hence end up having to deal with so many debts. The spending that comes with the festive season may be too much, as everyone is trying to get whatever they couldn’t get before at the end of the year.

is debt consolidation the right solution for you
Benefits of Debt Consolidation

Is Debt Consolidation The Right Solution For You?

Dealing with different individual debt can be daunting. How do you know if debt consolidation is the right solution for you? The only way to assess whether debt consolidation is the best solution is to understand what it is and how it can benefit your personal situation