Consolidate Debt & Manage A Budget


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With only one payment to manage you can stay in control

Apply to combine your multiple payments, such as credit cards and high-interest personal loans into one easy to manage payment. Manage a budget and simplify life with debt consolidation today!

Merge your debts into one monthly payment

Roll your debts into one loan

The process of consolidating your debts means that you will take all your existing obligations, and roll them into just one remaining loan. This can help you manage a budget, because instead of having to keep track of so many debt variables, you’re left with only one. It makes sense that focusing on just one loan repayment each month is much less complicated, compared to handling payments for personal loans, mortgages, credit cards, school fees, business debts, and so on, each month.

Debt negotiation

When it comes to consolidating your debts in order to manage a budget, there are alternative strategies to help you move forward. One of these is debt negotiation. We’ll communicate directly with your creditors so that you can come to an understanding. Keep in mind that creditors want to get paid. It may sometimes be possible to convince them that it is in their best interests to reduce your monthly payments so that you can stay on top of them. In a way, the idea is that it is better for the creditors to receive smaller payments over a longer period, as opposed to simply having debtors default on them. So consider if debt negotiation is a strategy that might work in your case.

Debt Negotiation to control your finances
debt management

Debt management

This can be particularly useful if you’re having trouble managing your payments on your own, or if you’re having a terrible time communicating with your creditors. Debt management involves letting Debt Consolidation manage your strategy. We’ll be able to better judge exactly where you are financially and take away all the stress of dealing with creditors. As debt negotiators, we have negotiated better terms for many Australians. Debt Consolidation Australia can manage a budget for you and help you to take financial control.

Manage a budget with our free online budget planner

Try our handy online budget calculator calculator to calculate how much you’re actually spending and budget accordingly.