Mortgage Debt Consolidation


        
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Enquiring for a mortgage consolidation loan here has no impact on your credit file, so you can get help with confidence.

Consolidate 2 mortgages into 1 to save money

Consolidate two mortgages into one manageable loan and simplify your finances. Managing two separate mortgage payments at once can be expensive, confusing and time-consuming. Separate mortgages usually come with different interest rates and repayment terms which can make repayments more complicated than it needs to be. However, by combining two mortgages with mortgage consolidation, you can take advantage of:

At Debt Consolidation Australia, we help to simplify your financial situation. We have helped thousands of Australians to take control of their finances. With over 30 years of experience, our specialist team is trained to tailor mortgage debt consolidation to suit your needs.

mortgage consolidation illustration

Applying for a debt consolidation mortgage is a quick and easy process:

Debt Consolidation will let you know very quickly how we can help and advise you of your debt management options

Receive a call from an expert within 24 hours

debt relief

Get financial support as fast as 48 hours after applying

What is mortgage debt consolidation?

mortgage-consolidation-2

The money on a second mortgage might be used for making a large purchase, investing it in your house, sending your kid to college, or financing a business – you name it. Still, in time, the repayment rates might be unmanageable and could make it difficult for you to cope financially. In this scenario, you could choose a debt consolidation mortgage loan.

Doing so could help you to save $100’s each month by locking in a more favourable interest-rate. If your priority is paying off your loans ASAP, then you can also benefit from a lower overall repayment amount. Maybe instead, you want to spread your repayment over a longer period of time and spend less each month by doing so. Whatever your reason for mortgage consolidation, you can take advantage of a new and improved loan on your terms.

decrease the mortgage payments each month

Decrease the amount you pay in the long term

The expenses associated with having different accounts and loans can eventually add up. If you roll your debt into one account, this will aid you to eliminate some of these expenses. Therefore, if you choose to consolidate 2 mortgages into 1, then you could actually save money over the long term.

easy payment plan with debt consolidation loans

Manage your repayment and credit accounts better

Having separate accounts can cost you more and managing multiple repayments can be complicated and difficult. Consolidating your debt into one loan means you won’t have to cope with different lenders, different repayment dates, and sums, which will simplify everything for you.

stay in control of your finances

Avoid bad credit listings and bankruptcy from your file

If you realise that your debt is going out of control, a mortgage debt consolidation loan might clear the path for you. In fact, doing so may help you to prevent defaulting on your loans; therefore, this could help you avoid bankruptcy and further worsening your credit rating.

Learn more about consolidating 2 mortgages into 1

The benefits of mortgage debt consolidation:

Consolidate two mortgages into one and take control

Debt Consolidation will let you know very quickly how we can help and advise you of your debt management options

Save time and simplify life

Having only one repayment makes things much easier. You no longer have to worry about owing endless amounts of money to multiple creditors. Instead you simply have to keep up with 1 payment to 1 provider.

Reduce stress:

Reduce stress:

If you choose to consolidate 2 mortgages into 1 then your creditors will be taken out of the picture. This means no more stressful calls to deal with. Additionally, debt consolidation makes managing your finances much easier.

save money with debt consolidation

Save money

Consolidating mortgages can literally save you thousands of dollars each year. This is because all of your mortgage rates are combined into 1 fixed rate. These new loan terms & rates are tailored to suit you and as a result, you can save heaps of money!

improved credit score

Improved credit score

Mortgage debt consolidation can also protect your credit rating. The more repayments, the harder it is to keep up. A bad credit rating makes it hard to get a loan and high-interest rates. Mortgage consolidation makes repayments easier and you may improve your credit score.

Can Debt Consolidation Australia help me?

can debt consolidation help me?

Debt Consolidation Australia is a trusted loan provider geared towards finding solutions. Our mortgage consolidation services can help you to improve your financial situation.

Our team is highly experienced in helping people based on their individual circumstances. For clients who qualify, we are able to effectively consolidate mortgages to save you time, money and stress.

 

We aim to provide transparency, clarity and structure to your finances. You can sleep easy with lower repayment plans with clear terms communicated to you efficiently by our expert team.

If you choose to go ahead with a debt consolidation mortgage, then it comes with many advantages and opportunities. Before applying for mortgage consolidation, it might be worthwhile checking out the Government Moneysmart website and understanding all of the details about debt consolidation and refinancing first. They suggest a number of options to consider before resorting to debt help.

Apply for mortgage debt consolidation

The best way to find out if you can receive mortgage debt consolidation in Australia is to enquire here. It has zero impact on your credit rating and there is absolutely no obligation. One of our team will be in touch with you within 24 hours.

Our finance specialists will take a look at your situation and determine whether we can help to meet your needs. From here, you could consolidate 2 mortgages into 1 within 24 – 72 hours if you qualify. Consolidating mortgages has never been easier!

The mortgage consolidation process

apply for debt consolidation loans online online

Fill out the enquiry form

It takes just 30 seconds.

Receive a call from an expert within 24 hours

A consolidation specialist will call

Usually within 24 hours.

Debt Consolidation will let you know very quickly how we can help and advise you of your debt management options

We will make a decision

This is a speedy process

recieve funding in 24 hours

Receive funding if accepted

Usually between 24 – 72 hours