(a) names, job titles, contact and address details;
(b) information in identification documents (for example, passport and driver’s licence);
(c) tax file numbers and other government-issued identification numbers;
(d) date of birth and gender;
(e) bank account details, shareholdings and details of investments;
(f) details of superannuation and insurance arrangements;
(g) educational qualifications, employment history and salary; and
(h) personal information about your spouse and dependents.
(a) to verify your identity or to conduct appropriate checks for credit-worthiness and for fraud checking;
(b) to provide professional services;
(c) to respond to requests or queries;
(d) to keep you informed of our services and industry developments;
(e) for administrative purposes when engaging service providers, contractors or suppliers relating to the operation of our business;
(f) to manage any conflict of interest or independence obligations or situations for seeking your feedback to meet any regulatory obligations for any other business related purposes; and
(g) to share non-personal, de-identified or aggregated information with third parties for research or promotional purposes.
(a) third party service providers, including information technology providers and consultants, professional advisers, credit reporting agencies (including the agents and representatives of those credit reporting agencies);
(b) potential providers of loan facilities, finance brokers and lead providers;
(c) other credit providers, your employer, any other person or organisation that you have asked us to provide your personal information to or collect it from, external dispute resolution schemes, government or regulatory bodies or agencies (as part of an engagement or otherwise); and
(d) any third parties (including those mentioned in this clause 12) for the purpose of allowing them to send marketing material to you.
(a) DCN selling (for a fee) your personal information to potential finance brokers, providers of loan facilities and other lead providers; and
(b) DCN providing your personal information to third party credit providers and finance brokers which may provide you with offers or information on goods or services they may be able to provide to you; and
(c) any personal information you provide to us (or give to any other third party consistent with this consent), and any other information we obtain about you (including any credit information), being sent or stored in the United States of America.
(a) assist you in completing your online application to their satisfaction; and
(b) confirm and verify your personal information and identity; and
(c) check why you have failed to complete the application form (for example to check if there were technical or other issues); and
(d) market to you products and services you may like and provide you special offers and discounts.
(a) acknowledge that for the purposes of the Privacy Act the finance broker is acting as an agent of a credit provider;
(b) may give information about you (Credit Reporting Information) to a credit reporting agency for the following purposes:
(i) to obtain a consumer credit report about you; and/or
(ii) allow the credit reporting agency to create or maintain a credit information file containing information about you.
The Credit Reporting Information provided will be limited to identity particulars – your name, sex, address (and the previous two addresses), date of birth, name of employer, and driver’s licence number.
The Privacy Officer
Debt Consolidation
Email: info@debtconsolidationn.com.au
GPO Box 5218
Sydney NSW 2001
Telephone: 1300 363 992
The Privacy Officer
Debt Consolidation
Email: info@debtconsolidationn.com.au