debt consolidation options Archives - Debt Consolidation Loans

debt consolidation options Archives - Debt Consolidation Loans

How to Use ‘No Credit Check Loans’ if you’re in Between Jobs

A lot of people lose their jobs every day. If you are in between jobs, here are tips to help you start your new position or your own business using ‘no credit check loans’. Start a part-time gig that requires little capital If you can spare at least 2 hours of extra work waiting tables, delivering newspapers or babysitting then you’re using the proceeds of your loans wisely. In fact, you only need a few dollars to look for those types of jobs and buy clothes or items needed to do the job well. You can be a dog walker […]

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Debt Consolidation: Pros & Cons

Debt consolidation is a debt strategy to manage financial strain. But, is it good or bad? It could be a loan from banks, balance transfer from credit cards, home equity loans and so forth. Pros Lower your interest rates Get the average interest rate of all your debts, and look for a consolidation plan that would help you get the most savings. If you compare loan rates, you can probably get 50% off your interests. Those who still qualify for balance transfer cards with 0% interests may do so, provided that they repay the balance within the intro period. Let’s […]

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Rebuild Your Credit Portfolio Using Debt Consolidation

When financial catastrophe strikes, it is difficult to maintain a good credit rating. But the right debt condolidation can help you rebuild your finance portfolio and your credit rating at the same time. This guide can help you get the right finance and rebuild your credit portfolio at the same time. Check your Credit History Rebuilding your credit rating always starts with getting a hold of your credit file. This document is the main reference that lenders look for when making a decision as to your creditworthiness. Whether you are suitable for a loan or not depend largely on your […]

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Choosing between Debt Consolidation Options

Debt consolidation is a simplified strategy of rolling multiple debts into a new one with lower interest rate than all your existing debts combined. A single payment period each month makes your payments more manageable. Here are three options to consolidate debts: Balance Transfer Card It refers to the moving of money owed from a high interest credit card to one with a lower APR. You are fortunate if you can still get 0 percent balance transfer. Still, regardless of the rate, it’s important to do your research before using a balance transfer card. But there are factors to consider […]

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Can Debt Consolidation Help Me Avoid More Debt?

One of the main reasons why people consider a debt consolidation loan is to get out of debt or, at the very least, cope with their existing debt better. Nonetheless, taking out such a loan doesn’t necessarily mean that your financial difficulties will vanish into thin air. In fact, there’s an old saying according to which there’s no way in which you can borrow your way out of debt. And this is accurate. On that note, borrowing money isn’t necessarily the way in which you can get rid of debt. Still, many consumers are under the impression that debt consolidation […]

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5 Tips When Looking for Cost-Effective Consolidation Loans

If you have a good credit score, your monthly debt minimum payments are low and you meet the documentary requirements you can get consolidation loans easily. But, that’s the ideal scenario-many borrowers who have the capacity to pay have bad credit score, while others have no credit history at all. Others have irregular income and cannot provide income tax returns for the past three years, nor pay slips to prove income. Because of these borrowing limitations, people are looking for alternative financing that would allow them to consolidate their loans at an affordable rate, despite their inability to meet the […]

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